New designer boots? A vacation? Sports car? INB’s You Name It savings account helps save for whatever you set your sights on!
Choose what you’re saving for, then set your goal and savings target. On the target date, your savings will automatically transfer into your INB checking or savings account to use.
Use our calculator to plan your saving strategy.
- $50 minimum opening deposit
- If you make more than two withdrawals (including transfers) in a month, you’ll be charged a $10 withdrawal fee.*
Check out our blog for the success our customers have had with a You Name It Savings Account:
Couple handles expense of Christmas gifts with YNI account
Jan has 2 YNI accounts - for Christmas and for “extras”
Erin successfully saved for wedding expenses with a YNIS account
If you’re a checking account customer taking part in our Pocket Change program, we’ll also match your Pocket Change transfers, up to $100, for the first 90 days of opening your You Name it Savings Account!
We will round up your INB VISA debit card purchases based on your enrollment choice and transfer the difference from your checking account to your “You Name It” Savings Account. We will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100. Matching funds will be paid at the end of the 90 day period on accounts that remain open and enrolled. Please see our Rate Chart for additional information. Rates may change at any time. We may cancel or modify the Pocket Change service or any matching promotional offers at any time without prior notice. Matching funds will be reported to the IRS on Form 1099.
When you’re ready to move from the piggy bank to a bank account, the youth savings account gives the added benefit of earned interest.
- Account holder must be under the age of 18
- $10 minimum opening deposit
- $2 monthly maintenance fee can be waived by maintaining a $10 minimum daily balance
- An excess withdrawal fee of $2.00 will be charged for each withdrawal (including transfers) in excess of 4 each month*
Read more on our blog about the importance of helping kids save or watch the video below.