Welcome to INB - Bloomington

INB, formerly Illinois National Bank, has helped hundreds of people buy homes in the Bloomington area since the bank opened a loan office there in December 2012.

This tremendous mortgage growth, combined with a strong base of local business customers, helped INB reach its goal of opening a full service bank in 2017, two years earlier than originally planned.

INB chose to build its Bloomington branch at the corner of East Washington and Prospect roads because of the location’s visibility. Also, the building had been a bank, so drive-up lanes were already in place. The space was really worn down, so we ripped the space inside to the bricks on the exterior walls. We redid the parking lot; replaced the fascia. Basically, we resurrected an old space.

Read more about INB's history in Bloomington.

Mortgage Lender Grace Nichols Connects Through Community Groups 

Grace NicholsOur Bloomington team is made up of employees who are entrenched in the Bloomington-Normal community. For example, Grace Nichols. Grace chose to immerse herself in local business organizations to develop a network of people she could count on for career help. But as with anything, she proves you get what you give. And even though she has a long “to do” list, she recently took on the roles of chamber ambassador for the McLean County Chamber of Commerce and membership chair to the Bloomington Normal Young Professionals (BNYP) group.

Grace, an INB mortgage lender, has been involved with the McLean Chamber since 2014.  She joined specifically to connect with people who would help her get the opportunity to make financial presentations. This was before she had children, so putting in a 12-hour day was typical, she says. She’d work, then run out for a Chamber meeting or event.

In addition to her work with the Chamber, Grace is a trustee with the McLean County Park Board.  As a mother of three young children, she says this is a way she can help assure her kids have safe, good recreational facilities.

Read the rest of Grace's story and about her work with the Chamber.  




Owning a home can be the accomplishment of a lifetime. But getting a mortgage loan can bring on a lot of questions and stress. That’s where Grace Nichols can be invaluable. She can answer all your questions and help relieve the financial stress with a simple conversation.

To begin, Grace will help you with a prequalification letter. This is important! She counsels homebuyers to take this step BEFORE beginning a home search. You need to know what you can afford to spend before you go to your first open house. Realtors are interested in talking to serious buyers, and serious buyers have pre-qualification letters from their mortgage lender.

If your financial situation makes it difficult for you to get a mortgage loan, Rhonda will provide advice on how to improve your financial situation so that you can eventually qualify. Then when you’re ready to buy, Rhonda will be there.

Want to take the first step and find out what you can afford to spend on a new home?

Apply Now for a Prequalification Letter

Personal Banking

Through our Bloomington location, INB is able to offer all the traditional banking services you’ve come to rely on from a bank. But we add a twist by providing top-notch digital services with a personal touch. We are also committed to make all banking as easy as possible. We offer:

If you have questions about our products or services, call Andi Whalen at 309-808-2704. 


INB's Treasury Services and Commercial Lending teams can handle the needs of companies big and small. We also provide these services to municipalities throughout Central Illinois. To discuss how we might be able to help your organization or business save money, connect with Amanda Klein or Chris Thoennes.