Commercial loans come in many shapes and sizes. Whether you're planning to start a new business, enhance an existing business, or construct or purchase a new building, INB has a team of experienced commercial lending experts who will work with you to determine the best lending strategies for your specific situation.

 Lines of Credit

Because your cash flow needs change from day to day, your borrowing needs may change too. With a revolving operating Line of Credit from INB, you'll have the cash necessary to finance your daily operating needs. You can borrow money as you need it (up to a pre-determined limit) and pay it back when you have extra funds. The amount of credit available is typically based on the value of your business assets.  

 Term Loans

Commercial Term Loans can be used to help fund expenses like payroll or inventory purchases, to finance the purchase of new equipment or machinery, or even to purchase a new building. Term loans are typically structured with a set repayment schedule (monthly, quarterly or annually), with a term and amortization schedule to match the type of asset financed.

 Small Business Administration (SBA) Loans

As a Preferred SBA Lender, we have experienced lenders available to assist in preparing the necessary documentation required to take advantage of the various SBA loan programs. Through these programs, you may be able to access better terms at competitive interest rates.

Construction Loans 

Are you constructing a new building for your growing business, or an investment property to be leased to others? INB can help you with a Construction Loan. Competitive fixed and variable interest rates are available, with the actual interest rate to be determined based on local market conditions, your financial condition, the term and type of loan, and the type of assets financed.

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