Earn More with INB in Illinois, Missouri, and Florida
At INB, we make banking work harder for you. When you bundle your checking account with other INB services, you can unlock cash bonuses, loan discounts, and exclusive perks designed to help you save and earn more.
Whether you are a first responder, a mortgage customer, or part of a participating employer program, there may be bundle built for you.
INB Customer Bundled Bonuses
First Responders and Military Bundled Bonus
Supporting those who serve with exclusive INB Banking Benefits. Eligible professions include:
- Corrections officers
- Emergency medical services (EMS)
- Dispatch professionals
- Nurses
- Firefighters
- Police officers
- Active duty and veteran military
Benefits vary based on bundle eligibility and account qualifications.
Maximize Your Mortgage Relationship with Additional Banking Rewards
When you already have or open an INB home loan, you can unlock additional value by bundling with a checking account. Contact a banker to discuss our INB Mortgage Bundle.
Benefits vary based on bundle eligibility and account qualifications.
Banking Benefits for Employees of Participating Organizations
INB Perks at Work helps employers support financial wellness by offering exclusive banking benefits to their employees. If your employer partners with INB, you can take advantage of additional savings and rewards.
Benefits vary based on bundle eligibility and account qualifications.
INB Bundle Bonus Benefits
Earn more when you bank with INB! When you qualify for a bundle bonus, you can unlock a combination of rewards, savings, and everyday banking perks.
First Responders and Military Bundled Bonus Benefits
- Receive a $200 closing cost credit on one new INB Home Loan for a primary residence. This can be a mortgage, construction or bridge loan.
- Receive a $250 bonus when you open an INB personal checking account* that includes a monthly direct deposit. Then, with the account in good standing, make sure one of the following occurs in the account’s same statement cycle as that direct deposit:
- At least one Bill Payment through INB digital banking.
- Or, complete at least 10 debit card transactions using your INB debit card.
- Or, set up an automatic loan payment to your INB home loan from this account.
- In addition, sign up for Pocket Change with your new INB checking account, and we’ll match** your Pocket Change transfers to your INB savings account, up to $100, for the first 90 days.
Mortgage Bundled Bonus Benefits
- Receive a $250 bonus when you open an INB personal checking account, setup a monthly direct deposit of your paycheck and setup a monthly automatic payment to your INB Home Loan from this account.*
- Sign up for Pocket Change with a new INB checking account, and we’ll match** your Pocket Change transfers to your INB savings account, up to $100, for the first 90 days.
Perks at Work Benefits
- A $200 closing cost credit on one, new INB home loan for a primary residence. This can be a mortgage, construction or bridge loan.
- A $100 bonus when you open an INB personal checking and savings account, setup a monthly direct deposit of your paycheck, and setup Pocket Change.*
- Sign up for Pocket Change with a new INB checking account, and we’ll match** your Pocket Change transfers to your INB savings account, up to $100, for the first 90 days.
Additional Benefits of INB Accounts
- Access to free ATM service nationwide with your INB debit card on the MoneyPass ATM network.
- Receive a reimbursement of up to four ATM fees per month when using your INB debit card on a non-MoneyPass ATM.
- Waive $35 annual fee on an approved INB Cash Reserve line.
- Receive a one-half percent discount on INB Auto and Boat Loans, and we’ll waive our documentation fees, currently $50.
- Access your Greenlight subscription available for your kids and teens to start teaching financial literacy at a young age. ($69/year)***
- Utilize BaZing Benefits on Power and Power Plus Checking Accounts for extra perks and benefits.****
Why Choose INB
- We are a local community bank serving Illinois, Missouri, and Florida.
- Access digital banking with simple and secure account access.
- Personalized support from experienced local bankers who make themselves available for you.
FAQs for INB Bundled Bonuses
Who qualifies as a first responder?
Eligible professions include corrections, EMS, dispatch, nurses, firefighters, police, and military service members.
How long does it take to receive the bonus?
Bonuses are typically paid at the end of the statement cycle in which all qualifying activities are completed.
Can I qualify for more than one bundle?
Ready to Bank with INB?
Open your INB account today and take advantage of bundle bonuses designed to reward your relationship.
Refer Your Friends and Family to INB and Earn Rewards!
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Important Disclosures
*Minimum opening deposit requirement of $50 for Power Checking and Easy Checking. The minimum opening deposit required for Power Plus checking is $2,500. Annual Percentage Yield as of 2.4.26 for Power Plus Checking is tiered and ranges from 0.15% on balances up to $4,999.99 and 0.35% for balances of $5,000 and over. Rate and APY may change at any time. Fees may reduce earnings. If you maintain your new INB checking account with direct deposit of payroll, Social Security, retirement, or disability income, and either an automatic payment from this account to your new or existing INB mortgage loan, pay at least one bill payment through INB online banking or complete at least 10 debit card transactions using your INB debit card, then we will deposit $250 to your INB checking account by the end of the statement cycle in which these required activities occur. Direct deposit and automatic payment to an INB mortgage loan, payment of at least one bill though INB digital banking or completion of at least 10 debit card transactions using your INB debit card must occur within the same statement cycle and within 120 days of account opening to qualify for the $250 bonus. Limit one per customer. The bonus will be reported on IRS form 1099-INT.
**We will round up your INB VISA debit card purchases based on your enrollment choice and transfer the difference from your checking account to your savings account. We will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100.00. Matching funds will be paid at the end of the 90 day period on accounts that remain open and enrolled. All personal checking accounts are eligible. All personal checking and savings accounts are eligible. Regular Savings, requires a minimum opening balance of $50.00 and pays an annual percentage yield of .20% as of 2.4.26. Rates may change at any time. Fees may reduce earnings. We may cancel or modify the Pocket Change service or any matching promotional offers at any time without prior notice. Matching funds will be reported to the IRS on Form 1099. Excludes all CD, Money Market Savings, and IRA Accounts. Benefits subject to change without notice.
***INB, National Association customers are eligible for the Greenlight SELECT plan at no cost when they connect their INB, National Association account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, clients will be responsible for associated monthly fees. See terms [greenlight.com] for details. Offer ends 11.22.2027. Offer subject to change and partner participation.
****You must be 18 years old or older to apply for this product.