This Rate Chart contains information about interest rates and annual percentage yields for some accounts we offer.

Checking Accounts

 Power Plus Checkingb 

Minimum Balance to Obtain Annual Percentage Yield: $2,500

Portion of Your Daily Balance Interest Rate Annual Percentage Yield
up to $4.999.99 0.07% 0.07%
$5,000.00 and up 0.12% 0.07% to 0.12% 

Maximizer Account


 Daily Balance of Interest Rate Annual Percentage Yield
up to $49,999.99  0.10% 0.10%
$50,000.00-$249,999.99 0.15% 0.15%
$250,000.00 and up 0.25% 0.25%

Savings Accounts

 You Name It! Savingsb

Info about this savings account and how it differs from other products.

Minimum Balance to Obtain Annual Percentage Yield: $50

Interest Rate Annual Percentage Yield
0.10% 0.10%

 Regular Savingsb 

Minimum Balance to Obtain Annual Percentage Yield: $50

Interest Rate Annual Percentage Yield
0.10% 0.10%

 Money Market Savingsb

Daily Balances of Interest Rate Annual Percentage Yield
up to $999.99 0.10% 0.10%
$1,000.00-$9,999.99 0.10% 0.10%
$10,000.00-$49,999.99 0.15% 0.15%
$50,000.00-$249,999.99 0.20% 0.20%
$250,000.00 and up 0.25% 0.25%

Premier Money Market Savingsbc

Daily Balances of Interest Rate Annual Percentage Yield
up to $999.99 0.10% 0.10%
$1,000.00-$9,999.99 0.20% 0.20%
$10,000.00-$49,999.99 0.25% 0.25%
$50,000.00-$249,999.99 0.30% 0.30%
$250,000.00 and up 0.35% 0.35%

Minor Savings


Minimum Opening Deposit Interest Rate Annual Percentage Yield
 $10 0.10% 0.10%

Health Savings Accounts (Interest-Bearing Checking)


Daily Balances Of Interest Rate Annual Percentage Yield
up to $4,999.99 0.10% 0.10%
$5,000.00 and up 0.20% 0.20%

Premier Business Checking

Minimum Opening Deposit Interest Rate Annual Percentage Yield
 $100 0.15% 0.15%

Business Savings

Minimum Opening Deposit Interest Rate Annual Percentage Yield
 $100 0.10% 0.10%

Business Money Market Savings

Minimum Opening Deposit: $1,000

Daily Balances Of Interest Rate Annual Percentage Yield
up to $999.99 0.10% 0.10%
$1,000.00-$9,999.99 0.10% 0.10%
$10,000.00-$49,999.99 0.10% 0.10%
$50,000.00-$249,999.99 0.20% 0.20%
$250,000.00 and up 0.25% 0.25%

CDs

 CDs (Certificates of Deposit)


CD (Rising Rate G)a


  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
  • Overall: .46%
Timeline  Interest
Rate
Annual
Percentage
Yield  
First 6 months 0.15% 0.15%
Next 6 months 0.25% 0.25%
Next 6 months 0.35% 0.35%
Last 6 months 1.10% 1.11%

 

Premier CD (Rising Rate C)ac


  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
  • Overall: .56%
 Timeline  Interest
Rate
Annual
Percentage
Yield  
First 6 months 0.25% 0.25%
Next 6 months 0.35% 0.35%
Next 6 months 0.45% 0.45%
Last 6 months 1.20% 1.21%

 

CD (Rising Rate Z)a


  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
  • Overall: 1.00%
Timeline   Interest
Rate
Annual
Percentage
Yield  
First 12 months 0.25% 0.25%
Next 12 months 0.75% 0.75%
Next 12 months 1.25% 1.26%
Last 12 months 1.75% 1.76%

 

Premier CD (Rising Rate Y)ac


  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
  • Overall: 1.10%
Timeline   Interest
Rate
Annual
Percentage
Yield  
First 12 months 0.35% 0.35%
Next 12 months 0.85% 0.85%
Next 12 months 1.35% 1.36%
Last 12 months 1.85% 1.87%

 

CD (Less than 12 Mos)a


  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
Daily Balances of Interest
Rate
Annual
Percentage
Yield  
Under $100,000.00 0.15% 0.15%
$100,000.00 and over 0.25% 0.25%

 

CD (1 year)a


  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
Daily Balances of Interest
Rate
Annual
Percentage
Yield  
Under $100,000.00 0.25% 0.25%
$100,000.00 and over 0.35% 0.35%

 

CD (2 year)a


  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
Daily Balances of Interest
Rate
Annual
Percentage
Yield  
Under $100,000.00 0.55% 0.55%
$100,000.00 and over 0.65% 0.65%

 

CD (42 Mos)a


  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
Daily Balances of Interest
Rate
Annual
Percentage
Yield  
Under $100,000.00 1.00% 1.00%
$100,000.00 and over 1.10% 1.10%

 

CD (5 year)a

  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
Daily Balances of Interest
Rate
Annual
Percentage
Yield  
Under $100,000.00 1.25% 1.25%
$100,000.00 and over 1.35% 1.35%

IRAs

IRAs (Individual Retirement Accounts)


IRA (Rising Rate G)a

  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
Timeline Interest
Rate
First 6 months 0.15%
Next 6 months 0.25%
Next 6 months 0.35%
Last 6 months 1.10%

 

Premier IRA (Rising Rate C)ac

  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
Timeline Interest
Rate
First 6 months 0.25%
Next 6 months 0.35%
Next 6 months 0.45%
Last 6 months 1.20%

 

IRA (Rising Rate Z)a

  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
Timeline Interest
Rate
First 12 months 0.25%
Next 12 months 0.75%
Next 12 months 1.25%
Last 12 months 1.75%

 

Premier IRA (Rising Rate Y)ac

  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
Timeline Interest
Rate
First 12 months 0.35%
Next 12 months 0.85%
Next 12 months 1.35%
Last 12 months 1.85%

 

IRAa

  • Minimum Opening Deposit: $1,000
  • Minimum Balance to Obtain Annual Percentage Yield: $1,000c
Timeline Interest
Rate
IRA (6 Mos)a 0.15%
IRA (1 Year)a 0.25%
IRA (18 Mos)a 0.40%
IRA (2 Year)a 0.55%
IRA (3 Year)a 0.80%
IRA (4 Year)a 1.10%
IRA (5 Year)a 1.25%

 

Money Market IRAb

  • Minimum Opening Deposit: $50
Interest
Rate
Annual
Percentage
Yield
0.25% 0.25%

 

Structured Savings IRAb

  • Minimum Opening Deposit: $50
Daily Balances Of Interest
Rate
Annual
Percentage
Yield
up to $4,999.99 1.70% 1.70%
$5,000-$100,000 2.20% 2.20%

bThe interest rate and annual percentage yield may change after account opening. aA penalty will be imposed for early withdrawal.

cPremier CD and Money Market Savings rates are available to Power Plus Checking customers.

Fees could reduce earnings on the account. Interest Rates and Annual Percentage Yield are current as of 5/2/2022.

For current rate information call (217)747-5500.

Member FDIC.