Our checking and savings accounts allow you the flexibility and convenience needed to run your business successfully. We offer simple and cost-saving solutions so you can focus on your business, not your banking.

     

Business Checking

INB offers checking accounts for businesses of all shapes and sizes.

The following chart compares our basic corporate solutions to our three small business solutions called Premier, Basic and Everyday. If you don't see an option that’s the right fit for your business, we will work with you to customize a business banking plan specifically for your company.

  Corporate Solution Small Business
Solutions
  Analysis Premier Basic Everyday
Opening deposit n/a $100 $100 $100
Average daily collected balance n/a $12,000 to waive Monthly maintenance fee $12,000 to waive Monthly maintenance fee n/a
Credits, debits and deposited items Each credit is $0.30; each debit is $0.18 and deposited item is $0.11 Each credit and debit is $0.15; each deposited item is $0.12 First 500 items included; $0.40 for each additional item First 150 items included; $0.30 for each additional item
Interest n/a 0.15% on average collected balance1 No No
Monthly maintenance fee 0.25% on average collected balance1 $15 $15 $5
Paper statement fee Varies based on services $2 $2

$2

1Rate subject to change at any time without advance notice. Ask for current interest rate chart.

2Fees may reduce earnings.

3You may make six (6) transfers from your account each four (4) weeks or similar period if pre-authorized or automatic transfer or telephone (including data transmission) agreement, order or instruction, or by check, draft, debit card or similar order (including point of sale transactions), made by the depositor and payable third parties. Transfers and withdrawals made in person, by mail or at an ATM are unlimited. 

Contact us at 217-747-5500 or 877-771-2316 for more information.

Business Savings & Money Market Accounts

Let idle cash earn interest by opening a Business Savings or Money Market Savings Account. The following charts compares our Business Savings Account to a Money Market Savings Account.

  Savings Money Market
Opening deposit $100 $1,000
Minimum daily balance $500  $2,500 
Earns Interest1 Yes Yes
E-statement and e-notice delivery Included Included
Monthly maintenance fee2 $3 (Can be waived by maintaining the minimum daily balance) $7 (Can be waived by maintaining the minimum daily balance)
Excess withdrawal fee3 (in excess of 4 per month) $2 $2
Excess deposited item fee (in excess of 25 per month) $0.25 (First 25 deposited items included) $0.10 (First 25 deposited items included)

1Rate subject to change at any time without advance notice. Ask for current interest rate chart.

2Fees may reduce earnings.

3You may make six (6) transfers from your account each four (4) weeks or similar period if pre-authorized or automatic transfer or telephone (including data transmission) agreement, order or instruction, or by check, draft, debit card or similar order (including point of sale transactions), made by the depositor and payable third parties. Transfers and withdrawals made in person, by mail or at an ATM are unlimited. 

Contact us at 217-747-5500 or 877-771-2316 for more information.

Business Solutions available with every business checking account:

Contact us at 217-747-5500 or 877-771-2316 for more information.

Please be aware of this new banking rule, part of the Bank Secrecy Act, intended to aid the government in the fight against crime.