At INB, we offer several options of secured personal loans, so you can have the financing you need for your dream car or boat.

Wondering what your loan payments will be, or how much you can afford to borrow? Use our loan calculators.

We offer bundled products which may provide a discount on our listed rates.  You’ll find details here.

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The following chart provides auto loan rates.  Column one is a car's model year. Column two provides term options. Column three is the interest rate; column four provides APR rates.

Year Term Rate1 APR1
2021-2023 60 6.00% 6.104%
2021-2023 72 6.25% 6.308% (Only for $30,000 or greater)
2020 60 6.35% 6.455% 
2019 60 6.85% 6.956%
2018 60 6.85% 6.956% 
2017 48 6.85% 6.979%
2016 48 6.85%  6.979% 
 Older than 20151 36 6.85% 7.020%
  • Interest rates and annual percentage rates as of today.
  • 1 APR and interest rates are subject to change without notice. Rates listed assume excellent credit history. Your actual rate will be determined when you apply and will be based on many factors, including credit history, age and make of vehicle, amount financed and term.
  • Some fees may be assessed to obtain a loan with INB.

To learn more about a loan with INB, call us at 217-747-5500 or toll free 877-771-2316, or visit us at any location.