Welcome to INB Champaign-Urbana 

INB has had a presence in the Champaign-Urbana area since our founding in 1999. In 2016, INB established a physical location in the Champaign-Urbana market with a loan office. In 2018, we expanded our footprint with a full service branch. Bank President and CEO Sarah Phalen shared this story about our growing ability to serve businesses, municipalities and organizations -- as well as personal banking customers -- through our C-U location. 

INB More Than A Building: A Part of Champaign Community




Owning a home can be the accomplishment of a lifetime. But getting a mortgage loan can bring on a lot of questions and stress. That’s where we can be invaluable. We can answer all your questions and help relieve the financial stress with a simple conversation.

First off, we will help you with a prequalification letter. This is important! We counsel homebuyers to take this step BEFORE beginning a home search. You need to know what you can afford to spend before you go to your first open house. Realtors are interested in talking to serious buyers, and serious buyers have pre-qualification letters from their mortgage lender.

If your financial situation makes it difficult for you to get a mortgage loan, we will counsel you on how to improve your financial situation so that you can eventually qualify. Then when you’re ready to buy, we will be there.

Want to take the first step and find out what you can afford to spend on a new home?

Apply Now for a Prequalification Letter

Personal Banking

INB's Champaign Branch offers:

If you have questions about our products or services, call Andi Whalen at 309-808-2704.


INB's Treasury Services and Commercial Lending teams can handle the needs of companies big and small. We also provide these services to organizations and municipalities throughout Central Illinois. To discuss how we might be able to help your organization or business save money, connect with Amanda Klein or Tom Whooley.