Public Funds Banking
Secure Public Funds Banking Backed by Financial Strength and Local Treasury Expertise
Managing public funds requires more than a depository institution. It requires a banking partner that understands the responsibility of protecting taxpayer dollars while helping your organization operate efficiently and confidently.
INB provides secure public funds banking and treasury management solutions for Illinois, Florida, and Missouri public entities. As a federally chartered bank with dedicated treasury professionals, we deliver customized deposit solutions, advanced treasury technology, fraud prevention tools, and responsive relationship management designed to meet the unique needs of government organizations.
Public Funds Banking Solutions for Government Organizations
Whether you manage funds for a municipality, county, school district, utility, or special district, INB offers customized banking solutions designed to support your financial operations.
We work closely with public entities throughout Florida to develop secure deposit strategies that prioritize safety, liquidity, compliance, and operational efficiency.
INB Serves:
- Cities
- Counties
- School Districts
- Community College Districts
- Park and Recreation Districts
- Water and Utility Authorities
- Fire Protection Districts
- Transportation Authorities
- Special Districts
- Public Agencies
- Municipal Authorities
Why Public Entities Choose INB
Public organizations have unique responsibilities. Our team understands those responsibilities and provides solutions that support the secure management of taxpayer funds.
Financial Strength
As a nationally chartered bank, INB offers financial stability, regulatory oversight, and the resources needed to support public sector organizations throughout Florida, Illinois, and Missouri.
Dedicated Treasury Professionals
Our experienced treasury management team understands the operational needs of local public entities and provides personalized guidance from implementation through ongoing support.
Customized Banking Solutions
Every public organization has different financial needs. We work alongside your team to develop banking solutions tailored to your organization's structure, reporting requirements, and operational goals.
Responsive Local Decision Making
Our relationship focused approach means you'll work directly with experienced professionals who understand your organization and can respond quickly when you need support.
Public Funds Treasury Management Solutions
Manage Cash
- Operating Accounts
- Public Funds Deposit Accounts
- Liquidity Solutions
Move Money Securely
- ACH Origination
- Domestic Wire Transfers
- Remote Deposit Capture
- Lockbox Services
- Merchant Services
Protect Public Funds
- Positive Pay
- ACH Fraud Controls
- Dual Approval
- Secure Online & Mobile Banking
Improve Visibility
- Online Treasury Portal
- Reporting
- Alerts
- Cash Forecasting
Investment Options Available. Investment products are not FDIC insured, are not deposits and may lose value.
Protecting Public Funds
Safeguarding public funds requires a thoughtful strategy designed around your organization's unique requirements.
INB works with each public entity to develop customized deposit structures that balance security, liquidity, compliance, and accessibility.
Expanded Deposit Protection
Through IntraFi® network solutions, including ICS® (Insured Cash Sweep®) and CDARS® (Certificate of Deposit Account Registry Service®), INB can provide access to FDIC insurance coverage beyond standard limits while maintaining the convenience of working with a single banking relationship.
Flexible Collateralization Solutions
We work with each organization to develop deposit strategies utilizing collateralization, expanded FDIC insurance solutions, or a combination of both to help meet Florida public funds requirements while supporting operational flexibility.
Personalized Treasury Support
From implementation through ongoing relationship management, our Florida treasury professionals remain available to help your organization adapt as your banking needs evolve.
How INB Protects Public Funds
Understand Your Organization
We learn about your current banking structure, cash flow, reporting needs, and operational goals.
Design a Customized Deposit Strategy
Our treasury specialists recommend solutions that align with your liquidity, compliance, and security requirements.
Implement Secure Banking Solutions
We guide your team through implementation, training, and onboarding to ensure a smooth transition.
Provide Ongoing Treasury Support
Your dedicated relationship team continues to monitor, recommend improvements, and support your organization as your needs evolve.
Contact Your INB Treasury Team
Our Florida, Illinois, and Missouri treasury professionals are committed to helping public entities build secure, efficient banking relationships designed around the needs of their communities.
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Katie Hahn
SVP, Business Solutions
217-747-8603
217-494-7119
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Brenda Tuttle
SVP, Business Solutions
217-747-8769
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Cayla Keyes
VP, Business Solutions
217-747-5505
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Jessica Fuess
VP, Business Solutions
217-747-5531
217-652-4691
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Cami Gibertini
SVP, Business Solutions, Florida Market
813-937-9403
813-731-1687
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Gil Rosado
VP, Business Solutions, Florida Market
786-892-9985
954-952-3102
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Brian Hintz
VP, Business Solutions, Missouri Market
636-730-2503
314-496-4256
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Lauren Hall
AVP, Treasury Support Manager
217-747-5593
Frequently Asked Questions
Can INB hold Florida public funds?
Yes. INB is a national bank and works with Florida public entities to provide secure deposit solutions designed to meet applicable public funds requirements.
How does INB help protect public deposits?
We offer flexible deposit strategies that may include collateralization, IntraFi® network solutions such as ICS® and CDARS®, and advanced treasury management tools to help protect public funds
What types of organizations does INB serve?
We work with municipalities, counties, school districts, utilities, special districts, authorities, and other public sector organizations throughout Florida, Illinois, and Missouri.
What treasury management services are available?
Our services include ACH, wire transfers, Positive Pay, remote deposit capture, lockbox services, fraud prevention tools, treasury reporting, cash management, and customized banking solutions.
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