Bill Townsend,
AVP, Mortgage Lender
NMLS # 815738
Apply with Bill
With decades of experience in mortgage banking, Bill Townsend helps clients understand their home loan options so they can make confident, informed decisions before such a significant purchase.
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“When you buy a house, you have to buy all kinds of stuff: a lawn mower, ladder, curtains, a vacuum cleaner. Those things can really add up in the early days of owning a home,” he says. “I want to encourage my clients not to become house-poor, so they can enjoy their home without unnecessary stress.”
Bill takes great satisfaction in meeting one-on-one with people, but believes in using whatever communication method a customer prefers. INB offers a robust digital application to get the home loan process started, but a dedicated lender stands behind each online application. With support through phone, email, and text messaging, Bill and his colleagues help customers every step of the way in the home-buying process from start to finish.
Many of Bill’s customers apply for government-backed loans, an area that he specializes in. “I was an underwriter and know those programs very well,” he says. “They require close attention to detail. I know how to structure loans, submit them properly, and see potential problems before they arise.”
Bill and his wife have two adult children, and in his time outside of work, he enjoys riding his bike, reading, and vacationing in his favorite spot, Destin, FL.