Aaron Gallagher,

AVP, Mortgage Lender

NMLS # 1943805

Aaron Gallagher brings a passion for helping people and years of mortgage knowledge to his role as INB mortgage lender. He specializes in loan programs that will suit most every need, including conventional, FHA, VA, USDA, and even has access to down payment assistance options.

He is known for finding creative solutions—even when others say no. Aaron’s dedication was clear when he helped a young military family qualify for a VA loan after another lender turned them away, a moment that affirmed his commitment to making homeownership possible.

A longtime resident of Champaign, Aaron appreciates the community’s strong values and enjoys giving back by supporting local events and businesses. He was drawn to INB for its small bank feel, local decision-making, and genuine culture, and he’s helping build INB’s reputation as the first choice for home financing. Outside of work, Aaron enjoys camping, cooking, and entertaining, always finding joy in connecting with others, whether around a campfire or a backyard BBQ.