Welcome to INB - Bloomington 

INB, formerly Illinois National Bank, has helped hundreds of people buy homes in the Bloomington area since the bank opened a loan office there in December 2012.

This tremendous mortgage growth, combined with a strong base of local business customers, helped INB reach its goal of opening a full service bank in 2017, two years earlier than originally planned.

INB chose to build its Bloomington branch at the corner of East Washington and Prospect roads because of the location’s visibility. Also, the building had been a bank, so drive-up lanes were already in place. The space was really worn down, so we ripped the space inside to the bricks on the exterior walls. We redid the parking lot; replaced the fascia. Basically, we resurrected an old space.

Read more about INB's history in Bloomington.

Banking Services

     

Mortgage

Owning a home can be the accomplishment of a lifetime. But getting a mortgage loan can bring on a lot of questions and stress. That’s where an INB mortgage lender comes in. They can answer all your questions and help relieve the financial stress with a simple conversation.

To begin, we'll help you with a prequalification letter. This is important! He counsels homebuyers to take this step BEFORE beginning a home search. You need to know what you can afford to spend before you go to your first open house. Realtors are interested in talking to serious buyers, and serious buyers have pre-qualification letters from their mortgage lender.

If your financial situation makes it difficult for you to get a mortgage loan, we will provide advice on how to improve your financial situation so that you can eventually qualify. Then when you’re ready to buy, we'll be there.

Want to take the first step and find out what you can afford to spend on a new home?

Apply Now for a Prequalification Letter

Personal Banking

Through our Bloomington location, INB is able to offer all the traditional banking services you’ve come to rely on from a bank. But we add a twist by providing top-notch digital services with a personal touch. We are also committed to make all banking as easy as possible. We offer:

If you have questions about our products or services, call Andi Whalen at 309-808-2704. 

Business

INB's Treasury Services and Commercial Lending teams can handle the needs of companies big and small. We also provide these services to municipalities throughout Central Illinois. To discuss how we might be able to help your organization or business save money, connect with a treasury specialist or Chris Thoennes.

Power Savings Account

INB Power Savings Account. High-Earning. No Hassles.

With competitive tiered rates, no monthly fees, and a low $50 opening deposit, INB Power Savings gives you the freedom to grow your money - effortlessly.
At INB, we make banking easy.

Why Choose Power Savings?

  • Earn Up to 3.74% APY* - Tiered interest rates reward you for your relationship with INB.
  • No Monthly Fees - Enjoy worry-free saving with no balance requirement and no service charges.
  • Just $50 to Open - A small start with big potential - open your account with only $50.
  • Rate that Adjusts Automatically - Meet the simple qualifiers, and your rate automatically moves up the next cycle.

How to Qualify for Our Best Rate:

  1. Keep an active INB checking account.**
  2. Receive at least one direct deposit of payroll, Social Security, retirement, or disability income to your INB checking account each statement cycle.

Don’t meet the requirements one month? You’ll still earn our standard rate, and we’ll move you back up automatically once you qualify again.

*Power Savings account requires a $50 minimum opening deposit. Interest is paid on a tiered basis and ranges from 0.43% to 3.74% APY as of 5/1/25. APY is variable and subject to change. No minimum balance required. No monthly service fee. Fees may reduce earnings. Tier 1 Rate requires an active INB checking account with at least one direct deposit per statement cycle. Rate reverts to Tier 2 if qualifiers are not met. Rate tier adjusts automatically in the next cycle if qualifications are restored.

**Minimum opening deposit requirement of $50 for Power Checking and Easy Checking. The minimum opening deposit required for Power Plus checking is $2,500. Annual Percentage Yield as of 5.01.23 for Power Plus Checking is tiered and ranges from 0.15% on balances up to $4,999.99 and 0.35% for balances of $5,000 and over. Rate and APY may change at any time. Fees may reduce earnings.


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