Tampa Community

Commercial Lending

Treasury Services

Personal Banking

Our core personal banking products include:

• Checking accounts offering unexpected features and benefits. Open a checking account today.
• A nationwide, free network of ATMS through MoneyPass.
• Digital banking tools so you can bank when you want to.
• Power Savings offering high earnings when you bank with us. Check out the details above in the “Power Savings Account” tab. 
• Health Savings Accounts
• Personal, auto and home equity loans
• Free financial calculators

Power Savings Account

INB Power Savings Account. High-Earning. No Hassles.

With competitive tiered rates, no monthly fees, and a low $50 opening deposit, INB Power Savings gives you the freedom to grow your money - effortlessly.
At INB, we make banking easy.

Why Choose Power Savings?

• Earn Up to 3.74% APY* - Tiered interest rates reward you for your relationship with INB.
• No Monthly Fees - Enjoy worry-free saving with no balance requirement and no service charges.
• Just $50 to Open - A small start with big potential - open your account with only $50.
• Rate that Adjusts Automatically - Meet the simple qualifiers, and your rate automatically moves up the next cycle.

How to Qualify for Our Best Rate:

1. Keep an active INB checking account.**
2. Receive at least one direct deposit of payroll, Social Security, retirement, or disability income to your INB checking account each statement cycle.

Don’t meet the requirements one month? You’ll still earn our standard rate, and we’ll move you back up automatically once you qualify again.

*Power Savings account requires a $50 minimum opening deposit. Interest is paid on a tiered basis and ranges from 0.43% to 3.74% APY as of 5/1/25. APY is variable and subject to change. No minimum balance required. No monthly service fee. Fees may reduce earnings. Tier 1 Rate requires an active INB checking account with at least one direct deposit per statement cycle. Rate reverts to Tier 2 if qualifiers are not met. Rate tier adjusts automatically in the next cycle if qualifications are restored.

**Minimum opening deposit requirement of $50 for Power Checking and Easy Checking. The minimum opening deposit required for Power Plus checking is $2,500. Annual Percentage Yield as of 5.01.23 for Power Plus Checking is tiered and ranges from 0.15% on balances up to $4,999.99 and 0.35% for balances of $5,000 and over. Rate and APY may change at any time. Fees may reduce earnings.