When Justin Schulz first took a good look at the job market after graduating from college, he saw two paths in front of him: community banking or large capital management institutions.

It was a clear choice from the start.

“I have always just connected better with community banking as I value the relationship with the client. That goes hand in hand with what I enjoy about it, as I love coming up with novel solutions for the client that meets their unique needs,” he says.

St. Louis Arch at Sunset

That path has led Justin all the way to INB, where he has joined the INB Chesterfield office as VP, portfolio manager. When he learned about INB, Justin saw what he describes as a “perfect combination” of expertise, ambition, and core values.

“I believe this gives INB the ability to capitalize on opportunities in the marketplace, and I am looking forward to facilitating in the continued growth of the bank,” he shares.

At Home in Missouri

Justin is a native of St. Peters, Missouri, and attended St. Dominic High School in O’Fallon, Missouri. He completed a bachelor’s degree in finance & banking from the University of Missouri – Columbia in 2006. He also received his MBA with an emphasis in accounting from Lindenwood University – St. Charles in 2020.

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Today, Justin lives in St. Charles City with his wife, Ginny, who is a pediatric nurse practitioner specializing in hematology and oncology at Children’s Hospital at Washington. The couple has a son, Leo, who was adopted in 2019 and is now two years old, as well as a dog named Ginger and a cat named Daphne.

The family loves making St. Charles County their home. “St. Charles County has seen a tremendous amount of growth in my lifetime. It was still a fairly small agricultural and manufacturing town and has more than doubled in size in my lifetime to just over 400,000 residents,” Justin says.

Personal Pursuits Help with Community Connections

In his personal time, Justin likes to do woodworking, watch sports, and play video games. He has also earned a nickname among his neighborhood: “My neighbors call me ‘Farmer Justin’ since I have the largest garden in the neighborhood,” he laughs. 

As Justin dives into his new role at INB, he is looking forward to serving the clients at INB Chesterfield – and is glad for the path he took into community banking many years ago.

“I want to be able to have one of those days in the future at INB where everyone can look back and say ‘Wow, we did that’,” he says.