INB is proud to help those who help the community.First responder surfing the internet

One way we’re doing that is to offer discounts to our local first responders on their home purchases or refinances. You can receive a $200 closing cost credit on one new INB Home Loan for a primary residence – which can be a mortgage, construction or bridge loan.

To start the process, choose a mortgage lender in your area and fill out the online application.

Check this Out

We’re also rewarding first responders who open a checking.

Receive a $250 bonus when you open an INB personal checking account, set up a monthly direct deposit of your paycheck and set up a monthly automatic payment to your INB Home Loan from this account.* 

Not only that, but when you sign up for Pocket Change with your new INB checking account, we’ll match your Pocket Change transfers to your INB savings account, up to $100, for the first 90 days!*

The Switch Can Be as Easy to Take as the Benefits

And no need to stress about switching your account over to INB. With our ClickSwitch program, we can switch your direct deposits and automatic payments to your new INB checking account with no extra work from you.

You can get even more benefits when you open a new INB checking account: 

  • Access to free ATM service nationwide with your INB debit card on the MoneyPass ATM network.
  • Reimbursement of up to four ATM fees per month when using your INB debit card on a non-MoneyPass ATM
  • We’ll waive the $35 annual fee on an approved INB Cash Reserve line. 

Our first responders can also take advantage of more savings at INB:

  • Keep your important items and documents in an INB safe deposit box and receive a first-year discount of 20% with auto-payment from your INB checking account.
  • Receive a one-half percent rate discount on INB auto and boat loans, and we’ll waive our documentation fees (currently $50).

Now is the time to take advantage of low interest rates on mortgages! We look forward to helping our community’s First Responders purchase your dream home or refinance your existing mortgage to help save you money.

Call INB today at 877-771-2316 or open your new personal checking account online.



*Minimum opening deposit requirement of $50 for Power Checking and Easy Checking. The minimum opening deposit required for Power Plus checking is $2,500. Annual Percentage Yield as of 11.14.19 for Power Plus Checking is tiered and ranges from 0.07% on balances up to $4,999.99 and 0.12% for balances of $5,000 and over. Rate and APY may change at any time. Fees may reduce earnings. If you maintain your new INB checking account with direct deposit of payroll, Social Security, retirement, or disability income, and an automatic payment from this account to your new or existing INB mortgage loan, then we will deposit $250 to your INB checking account by the end of the statement cycle in which both of those activities occur. Direct deposit and automatic payment must take place within 120 days of account opening to qualify for the $250 bonus. Limit one per customer. The bonus will be reported on IRS form 1099-INT.


**We will round up your INB VISA debit card purchases based on your enrollment choice and transfer the difference from your checking account to your savings account. We will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100.00. Matching funds will be paid at the end of the 90 day period on accounts that remain open and enrolled. All personal checking accounts are eligible. Eligible personal savings accounts include Regular Savings, which requires a minimum opening balance of $50.00 and pays an annual percentage yield of .20% as of 11.14.19. Rates may change at any time. Fees may reduce earnings. We may cancel or modify the Pocket Change service or any matching promotional offers at any time without prior notice. Matching funds will be reported to the IRS on Form 1099.


***Includes credits and supporting schedules, excluding business, rental income and pass-through entity income, e.g. K-1 income. Benefits subject to change without notice.