INB Power Savings Account. High-Earning. No Hassles.
With competitive tiered rates, no monthly fees, and a low $50 opening deposit, INB Power Savings gives you the freedom to grow your money - effortlessly.
At INB, we make banking easy.
Apply Now for Power Savings Account
Why Choose Power Savings?
- Earn Up to 3.74% APY*
Tiered interest rates reward you for your relationship with INB.
- No Monthly Fees
Enjoy worry-free saving with no balance requirement and no service charges.
- Just $50 to Open
A small start with big potential - open your account with only $50.
- Rate that Adjusts Automatically
Meet the simple qualifiers, and your rate automatically moves up the next cycle.
How to Qualify for Our Best Rate:
- Keep an active INB checking account.**
- Receive at least one direct deposit of payroll, Social Security, retirement, or disability income to your INB checking account each statement cycle.
Don’t meet the requirements one month? You’ll still earn our standard rate, and we’ll move you back up automatically once you qualify again.
Start Saving Smarter Today
Apply online now or visit one of the following branches to get started: Bloomington, Champaign, Peoria or Tampa, Florida.
*Power Savings account requires a $50 minimum opening deposit. Interest is paid on a tiered basis and ranges from 0.43% to 3.74% APY as of 5/1/25. APY is variable and subject to change. No minimum balance required. No monthly service fee. Fees may reduce earnings. Tier 1 Rate requires an active INB checking account with at least one direct deposit per statement cycle. Rate reverts to Tier 2 if qualifiers are not met. Rate tier adjusts automatically in the next cycle if qualifications are restored.
**Minimum opening deposit requirement of $50 for Power Checking and Easy Checking. The minimum opening deposit required for Power Plus checking is $2,500. Annual Percentage Yield as of 5.01.23 for Power Plus Checking is tiered and ranges from 0.15% on balances up to $4,999.99 and 0.35% for balances of $5,000 and over. Rate and APY may change at any time. Fees may reduce earnings.
5/1/25