Checking Accounts

Apply for a Checking Account

At INB, we take your finances personally.

INB offers checking accounts that are specialized to meet your individual needs. Access your account anytime with our convenient ATM locations, 13 branches throughout central Illinois, or through your digital banking. And all our checking accounts are powered by BaZing.


Learn more about INB Checking Accounts:

Power Plus Checking

Apply for a Checking Account

ACCOUNT REQUIREMENTS

  • Opening deposit $2,500
  • Minimum daily balance $2,500
  • Monthly maintenance fee $10
  • To avoid monthly maintenance fee:
    • Maintain minimum daily balance

AVAILABLE BENEFITS

  • Digital banking
  • Personal budget tool
  • Visa® Debit Card
  • Pocket Change
  • E-Statement and E-Notice
  • Free use of ATMs nationwide through MoneyPass network

ADDITIONAL BENEFITS

  • Full array of BaZing benefits: Unlimited access to BaZing Savings, Cell Phone Assistance, Identity Theft Assistance, Roadside Assistance, $10,000 Travel Accidental Death Insurance (benefits guide)
  • Earns interest
  • Free checks (wallet style, specialty checks – one box per year)
  • ATM surcharge reimbursement -- (4 per month)
  • Non-INB ATM fee waiver – (4 per month)
  • Free cashier’s checks
  • Check images with statements
  • Cash Reserve annual fee waived (Cash Reserve account subject to credit approval)
  • Safe deposit box discount with auto-debit from INB checking account
  • Bonus rates on select CDs/money market accounts

Power Checking

Apply for a Checking Account

ACCOUNT REQUIREMENTS

  • Opening deposit: $50
  • Monthly maintenance fee: $5

AVAILABLE BENEFITS

  • Digital banking
  • Personal finance manager
  • Visa® Debit Card
  • Pocket Change
  • E-Statement and E-Notice
  • Free use of ATMs nationwide through MoneyPass network

ADDITIONAL BENEFITS

  • Full array of BaZing benefits: Unlimited access to BaZing Savings, Cell Phone Assistance, Identity Theft Assistance, Roadside Assistance, $10,000 Travel Accidental Death Insurance, Pharmacy, vision and hearing savings (benefits guide)
  • Discounted price of $6 for wallet style, specialty checks (one box per year)
  • Non-INB ATM fee waiver – (4 per month)
  • Check images with statements

Easy Checking

Apply for a Checking Account

ACCOUNT REQUIREMENTS

  • Opening deposit: $50
  • Minimum daily balance: $500
  • Monthly maintenance fee $5
  • Ways to avoid monthly maintenance fee: maintain minimum daily balance; or have a monthly direct deposit; or have a monthly direct debit of an INB loan payment; or high school or post-secondary education enrollment.

Students: INB will waive $5 monthly maintenance fee when you're in school.

AVAILABLE BENEFITS

  • Digital banking
  • Personal finance manager
  • Visa® Debit Card
  • Pocket Change
  • E-Statement and E-Notice
  • Free use of ATMs nationwide through MoneyPass network

ADDITIONAL BENEFITS

  • Limited access to BaZing Savings
  • Non-INB ATM fee waiver – (4 per month)
  • Reimburse 4 ATM surcharges per month for account holders enrolled in high school or post-secondary education

 

And see why our Power Plus Checking Account is so popular:

You can even save money with an INB Checking Account. Read about savings options with INB checking accounts here.

Easy to Switch

Do you want to switch from your current bank to an INB Checking Account? We make it easy on you!

Our new technology allows us to switch all of your direct deposits and automatic payments in just a few clicks. We’ll notify your previous bank and even transfer all of your bill payees into INB’s online bill pay service!

Simply stop by an INB branch or start the process online now.


Benefits for Mortgage Customers

Are you an INB Mortgage Customer? Take advantage of bonuses when you sign up for an INB Checking Account! Read more here.

Order Checks

Click here to order more checks.

Have questions or need help choosing the right checking account? Give us a call at 217-747-5500 or toll free 877-771-2316.