VA Loans

Loan for qualified veterans, reservists, active duty personnel or eligible family members.

You may qualify for a Veteran’s Administration Loan through INB, a qualified VA lender. Take advantage of your right to apply for a VA loan to get into your new home or refinance your current loan.

Mortgage Inquiry

Low or No

Has low or no down payment options

Flexible

Flexible credit and income guidelines

Local

Loan decisions done locally to ease approval process

Rates

Fixed-rate and adjustable-rate loan options available

Down Payment

Up to 100% financing*

Gift or Grant

May allow you to use gift or grant for all or a portion of your closing costs

No Application Fees

INB does not charge for submitting a VA loan application

Insurance

Provides VA insurance* to lenders in the event the homeowner defaults on the loan

Loan Limits

Maximum loan amounts vary by county

VALoanSpokaneIdaho

*The Veterans Administration (VA) provides mortgage insurance to the lender. VA mortgage insurance provides lenders with protection against losses against mortgage payment default. You typically are required to pay a nonrefundable one-time VA funding fee that may be financed into the loan amount. The fee depends on the amount of the down payment, service type, prior use of VA eligibility and type of loan transaction.