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Lot and Land Loan

Finance the land to build in town or in the country

Residential lot or land loans are an INB product that provides financing to borrower’s purchasing land to build a residential home. Land loans are typically for residential lots, small acreage and waterfront lots.

Mortgage Inquiry

One Lender

We can assist you in financing the land, construction and permanent financing

Flexible Payments

Payment options designed for when you plan to build

Local Decisions

Loan decisions done locally to ease approval process


Flexible repayment terms match the timing of when you want build

Fixed Rates

Fixed rate loan options are available if you want to lock in your principle and interest payment amount for the long term

Down Payment

Up to 65% financing on unimproved land and 75% on developed land


*These descriptions are general in nature and not inclusive of all aspects of the products they describe. There terms provided are meant to provide information, not as an offer to extend credit. You may or may not be eligible one or all of the products listed. Please contact one of our Mortgage Loan Officers for a full description that will help you decide the best loan option for your personal homeownership goals.