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Financial Difficulty or Foreclosure

We have options available to help you avoid foreclosure.

These options depend on your circumstances but may include:

  • Refinancing your loan
  • Modifying your existing loan terms
  • Assisting you with a pre-foreclosure sale of your house
  • Assisting you with a deed in lieu of foreclosure

You may not qualify for some or all of the options and not all options will result in you keeping your home. For example, a pre-foreclosure sale will require you to sell your home and we may assist you with a second loan if you have an equity deficiency. A deed in lieu of foreclosure would result in you voluntarily relinquishing ownership of your home in order to avoid the foreclosure process.

Please contact Inland Northwest Bank to discuss your available options.

Contact Us

In order to determine what options you may have, we need the following information:

  • A completed loan application that you will need to request and complete
  • Copies of your two most recent signed tax returns
  • Documentation supporting income such as recent pay stubs, government benefit statements or rental income support
  • A letter describing the reason for your financial duress
  • Additional documentation as requested at a later time

If you would like access to a U.S. Department of Housing and Urban Development (HUD) approved counseling agencies, then either call 1 (800) 569-4287 or CLICK HERE. Additional informational resources regarding your rights in the State of Washington are available HERE.