The thought of buying a new home is often both exciting and daunting at the same time.

While we can’t help you pick the right neighborhood, our mortgage experts at INB will guide you through the whole home buying process - from getting prequalified to turning your new key.

Start right here with our homebuyer resources. 

Then choose a mortgage lender in your area and begin your pre-qualification application.

During prequalification, we check your credit score and are able to give you a good idea of what loan type and the amount you may be able to qualify for. Here's why it's important to get prequalified for a mortgage.

Mortgage programs

• Learn more about INB's many home loan programs.
• Or use our financial calculators to help determine which option is best for you!
• Discover current mortgage rates 
• Learn more about INB mortgages

First-time Homebuyer?

• You may be eligible for our Downpayment Plus Program (DPP).
• Be sure to check off the steps on our Mortgage Application checklist
• Wondering why credit scores are so important? Here’s how your credit score can affect your mortgage loan. If you want to buy a house, know your credit score. Or read about how to raise your credit score.
• Dig into these tips about how to save for a down payment.

More Things to Know Before You Buy

• Between credit scores, insurance and down payments, you have more numbers to think about than just square footage. We’ve rounded up what to consider when you want a mortgage loan.
• If you’re self-employed, there are some extra considerations when it comes to applying for a mortgage. Here’s what you need to know.
• The mortgage world seem to have a foreign language. Learn what all of these mortgage terms actually mean. 

New Construction? 

• Here’s what to expect during home construction
• The FAQs we receive about homebuilding - and our answers.
• Learn more about INB construction loans with lender Becky Luzinski in this video.

Applying for a Mortgage

• At INB, we make it easy to apply for a loan. Learn how simple it is to use INB’s online mortgage application called IChooseINB Home Loan.
• The home buying process can feel complicated. We’ve outlined exactly what to expect when you buy a home with INB. Our loan officers are available to help you.
• Wondering what a home appraisal is? Here’s why you need one.
• When you’re ready to apply for a mortgage, head to IChoose Home Loan, INB’s online loan application.

Additional Mortgage Tools

• Mortgage loan cycle
• Mortgage loan information
• How escrow accounts work

To start the pre-qualification process, choose a mortgage lender in your area and begin the online application.