Owning a home is an accomplishment of a lifetime! But getting a mortgage loan comes with a lot of questions, fears, and anxiety. INB offers mortgages that come with the simplicity of digital tools combined with the expertise, experience, and personal touch of our lending staff. Your mortgage process is customized with all of your financial needs and future goals in mind. The mortgage experts at INB mortgage want to help you through the journey of homeownership. 

Apply Now for a Mortgage

First-Time Homebuyer?

Visit the Opening Doors for Homebuyers resource page for everything you need to know about buying your first home.

This includes the different types of mortgages, such as a fixed-rate mortgage, loan terms available to you, payment amounts, and understanding how your credit score can impact the life of your mortgage loan. Our loan officers can point you to loan options such as FHA loans that can help.

If you're buying a home for the first time, you may be eligible for our Downpayment Plus Program. In this program, you can receive up to $6,000 to help with your down payment or other home-related costs. Learn more about the DPP program

Longtime Homeowner?

Already have a mortgage? Our Help for Homeowners page offers resources on mortgage assistance, home equity loans and much more. 

Learn more about a Second Mortgage/HELOC/Home Equity Loan - Use the money you've earned in your home equity to make home improvements and more.


Protect Your Investment

Protect your family from losing their home in the event of your death. Let the INB Wealth team help you understand how insurance can be part of your planning.

Schedule an appointment with Chris Parks today by calling 217-679-1676.

Schedule an appointment with Amy Barnes today by calling 217-679-1676.

Disclosure: Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/ SIPC. Infinex and the bank/credit union are not affiliated. Products and services made available through Infinex are not insured by the FDIC/NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank, credit union, bank affiliate or credit union affiliate. These products are subject to investment risk, including the possible loss of value. U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.

Investments in Securites, Annuities, and Insurance: Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Guaranteed by Any Government Agency, Not a Bank Deposit


Need Help with Your Mortgage Payment?

If you are struggling with your mortgage payment, we may be able to help.  Please contact us at 1-877-771-2316 or get started with the links below.

Apply for a Mortgage Modification 

To start the pre-qualification process, choose a mortgage lender in your area and begin the online application.