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Certificates of Deposit

Get a secure investment and a guaranteed return

Few things are 100% certain when it comes to investing your money. But when you open a fixed rate CD, you get a secure investment with a guaranteed return, so there's no guesswork involved.

Simply choose the term than fits your needs, lock in a competitive interest rate, and let us do the rest. At the end of your term, you'll have your balance plus a solid return on your money.

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Fixed Rates

Rates are predetermined and locked in for guaranteed returns

No Setup Fees

No initial setup or maintenance fees

Various Terms

Various terms from 30 days to 5 years

Automatic Renewal

Automatic renewal available for certificates less than $250,000

CDARS Available

CDARS available for amounts over the FDIC insurance limit


Penalty for early withdrawal may apply

Minimum Deposit

Minimum deposit range from $500 to $2,500 depending on the account


You can invest amounts over the FDIC limit while still enjoying full FDIC insurance through the Certificate of Deposit Account Registry Service (CDARS). We'll invest your money in multiple CDs at participating institutions, all under the maximum limit, so every dollar is insured. Best of all, you'll still have the convenience of only having one bank, one rate, and one statement.

  • Multi-million dollar FDIC insurance
  • Invest in multiple CDs all under federal limit
  • Simplicity of managing only one account with one bank
  • Various term options available
  • Consolidated statement

Learn more about CDARS® at