Business Accounts

Our checking and savings accounts allow you the flexibility and convenience needed to run your business successfully. We offer simple and cost-saving solutions so you can focus on your business, not your banking.

 Business Checking

INB offers checking accounts for businesses of all shapes and sizes. Don’t see an option that’s the right fit for your business? Let us know and we will work with you to customize a business banking plan specifically for your company.


  Corporate Solution Small Business
Solutions
  Analysis Premier Basic Everyday
Opening deposit n/a $100 $100 $100
Average daily collected balance n/a $12,000 to waive Monthly maintenance fee $12,000 to waive Monthly maintenance fee n/a
Credits, debits and deposited items Each credit is $0.30; each debit is $0.18 and deposited item is $0.11 Each credit and debit is $0.15; each deposited item is $0.12 First 500 items included; $0.40 for each additional item First 150 items included; $0.30 for each additional item
Interest n/a 0.15% on average collected balance1 n/a n/a
Earnings Credit 0.25% on average collected balance1 n/a n/a n/a
Monthly maintenance fee2 Varies based on services3 $15 $15

$5

1Rate subject to change at any time without advance notice. Ask for current interest rate chart.

2Paper statements carry a $2 monthly fee.

3Contact Treasury Services for a full listing of business account and solution fee schedule.

Contact us at 217-747-5500 or 877-771-2316 for more information.

 Business Savings & Money Market Accounts

Let idle cash earn interest by opening a Business Savings or Money Market Savings Account.


  Savings Money Market
Opening deposit $100 $1,000
Minimum daily balance $500 to waive Monthly maintenance fee $2,500 to waive Monthly maintenance fee
Deposited items First 25 deposited items included; $0.25 for each additional item First 25 deposited items included; $0.10 for each additional item
Earns Interest1 Yes Yes
E-statement and e-notice delivery Included Included
Monthly maintenance fee2 $3 $7
Excess withdrawal fee3 (in excess of 4 per month) $2 $2

1Rate subject to change at any time without advance notice. Ask for current interest rate chart.

2Fees may reduce earnings.

3You may make six (6) transfers from your account each four (4) weeks or similar period if pre-authorized or automatic transfer or telephone (including data transmission) agreement, order or instruction, or by check, draft, debit card or similar order (including point of sale transactions), made by a depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Contact us at 217-747-5500 or 877-771-2316 for more information.

Available with every INB Business Solutions account:

Contact us at 217-747-5500 or 877-771-2316 for more information.

Out of business checks? Order new ones here.

For more business solutions, learn about INB’s trust and wealth management, commercial loan options, and additional business products!

Please be aware of this new banking rule, part of the Bank Secrecy Act, intended to aid the government in the fight against crime.