Use the Equity in Your Home for What You Want and Need

At INB, we can help you use your home's equity to finance a new home addition, dream vacation, your child’s first year of college or any large expense.

A Home Equity Line of Credit, also called HELOC, allows you to borrow against the equity in your home. In other words, you can re-borrow the principal you’ve already paid off on your primary mortgage.

Apply for a Home Equity Line of Credit

Use your home equity however you want

  • Borrow money in minutes for life’s big expenses. After you’re approved and your line is open, you can get to your money almost immediately.
  • The credit line is revolving. This means that once you pay down your balance, you can borrow it again, up to your available credit limit.
  • One 10-year term with a small annual fee. There are no additional fees if your line is open for at least 3 years.
  • Apply for a HELOC when you purchase your home, refinance your existing mortgage, or at any point in your home ownership journey.
  • The interest may even be tax-deductible, but consult with your tax advisor to be sure.

Apply for a Home Equity Line of Credit

Mortgage and Refinancing

Looking to buy your home or refinance your existing mortgage?

Set up a home equity line now for future improvements or unexpected expenses! You can open a HELOC at the same time you apply for a mortgage or refinance your home loan.