Welcome to INB: Bloomington-Normal

Empowered Banking. Andi Whalen and Grace Nichols.

2402 E. Washington St.
Bloomington, IL
309-557-0022
Hours: Monday - Friday: 9 am - 5 pm

INB’s newest Bloomington-Normal employee has reunited with colleague Andi Whalen. Together, they use their banking powers to help you make the most of your money.


Grace Nichols, AVP, Mortgage Lending

Grace Nichols leapt into the world of lending in 2015 by helping people finance auto loans. She worked one-on-one to help clients understand how to improve their credit score and started hosting financial literacy workshops in the Bloomington-Normal area.  With that knowledge, she became a resource for people before they completed a mortgage loan application. In 2019, Grace became a mortgage lender. She joined INB in 2021.  Learn more about Grace.

Get pre-qualified for a home loan or apply for a home loan here.

Andi Whalen, AVP, Bloomington Branch Manager

Andi Whalen’s financial career began its ascent after she graduated from Normal Community High School in Bloomington and was referred to a job opening at a credit union. This introduced Andi to the banking industry and a job she loved. Today, serves as the branch manager for the INB Bloomington and Champaign branches. She is very active in the community and was recently named one of Pantagraph Media’s 20 Under 40.

Of her INB career, Andi says, her most important job is customer service.  She’s ready to help anyone use INB’s tools to create a more secure financial future. Learn more about Andi.

Grace and Andi count on their “super” colleagues to help business customers.


Chris Thoennes, VP, Commercial Lending

Chris Thoennes’ can leap large obstacles for his clients thanks to his knowledge of the Bloomington-Normal community. He was raised here. He came back to work here after college and volunteers for local community organizations. He and his wife have chosen to raise their three children here, too. Chris has a vested interest in the success of this area, whether economic success or supporting those in our community who aren’t as fortunate. Learn more about Chris.

Amanda Klein, VP, Business Solutions

Amanda Klein is another super-employee who can help businesses and municipalities large and small with everything from fraud protection tools to remote deposit capture and merchant services. She is driven by wanting to make life and banking easier for her customers. She finds it gratifying to listen to a customer’s story and needs and then recommend a solution that helps a business run more smoothly. Learn more about Amanda.

At INB, we work every day to help our customers minimize financial pressures and enjoy better lives.