Privacy Policy
Our Commitment To Protecting Your Privacy
At Inland Northwest Bank (INB), we have always respected and valued your privacy and are committed to safeguarding your personal financial information. We are committed to following all applicable local, state and federal laws concerning your personal financial information. We hold our employees fully accountable for following our principles and policies in addition to what is required by law. This Privacy Notice will provide you with detailed information about our privacy policies and procedures.
Our Privacy Policy
INB values your business and the trust you have placed in selecting us as your financial services provider. We recognize and respect the reasonable expectation you, as a consumer, have regarding the treatment of your confidential nonpublic personal information and have developed the following principles and policies.
Collection of Nonpublic Personal Information
We collect nonpublic personal information about you, which we believe to be necessary to provide the products and services which you have requested. This information is obtained from a variety of sources such as:
- Information we receive from you on applications and other forms, such as assets, income and identifying information, including, but not limited to name, address and social security number;
- Information about your transactions with us, such as information about balances, payment history and parties to the transactions;
- Information we receive from consumer reporting agencies, such as creditworthiness and credit history;
- Information we receive from non-affiliated third parties with your consent.
Limiting the Nonpublic Personal Information We Share
We do not share information about our customers, applicants or former customers with anyone, except as permitted by law. As such, INB does not sell or otherwise share any non public personal information with nonaffiliated third parties for purposes of selling their products or services to you.
Disclosure of Nonpublic Personal Information to Nonaffiliated Third Parties
We carefully choose the companies that provide support services for us (for example, imprinting checks, companies performing services needed to process your transactions or maintain your accounts, such as a data processing company).
We may disclose all of the nonpublic personal information we collect about our customers, as described above, to companies that perform services on our behalf. Any disclosure of customer information to these non-affiliated third parties is made subject to contractual confidentiality and information security provisions restricting the use of the information to the contracted service.
We may also disclose customer information to credit reporting agencies and similar organizations, and otherwise when permitted by law. For example, this may include a disclosure in connection with a subpoena or similar legal process, a fraud investigation, recording deeds of trust and mortgages in public records, an audit or examination or to provide information to others with your consent.
Protecting Customer Information
Keeping customer information secure is one of our most important responsibilities. We restrict access to customer information to employees and to third parties as described in this statement. We maintain physical, automated and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Maintaining Accurate Customer Information
Keeping customer information accurate and up to date is very important. We provide you with access to your account information through various means such as account statements and online banking. If you ever find that your account information is incomplete, inaccurate or not current, please call or write to us at 509-456-8888 or 1-888-509-7922.
Collection and Disclosure of Information About Former Customers
Our policies and practices regarding the collection and disclosure of nonpublic personal information also apply as well to applicants and former customers.
INB Web Site
Visitors to our website at Inland NorthwestBank remain anonymous. INB does not collect identifying information about visitors to our site. We may use standard software that will collect non-identifying information about visitors, such as:
Date and time our site was accessed, IP address, web browser used as well as City, State and Country. Visitors may provide us with personal information via e-mail. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other companies.
Reducing Direct Marketing From Other Companies
We have included the following addresses as a service to you so that you may request to be excluded from other companies mailing and telemarketing lists:
To register with the National Do Not Call Registry. To reduce the number of telemarketing calls you receive you may register for the National Do Not Call Registry, managed by the Federal Trade Commission. Contact 1-888-382-1222 (from the number you wish to register) or visit the website at Do Not Call Registry.
For information regarding identity theft and how to protect yourself, please go to Identity Theft.
To remove your name from all pre-approved credit solicitations. You can write to the following credit reporting bureaus or call 1-888-567-8688. Be sure to include your full name, current address, social security number and telephone number.
Experian Consumer Services
Consumer Opt-Out
901 West Bond Street
Lincoln, NE 68521
Equifax Credit Information Services, Inc
P O Box 740241
Atlanta, GA 30374
TransUnion LLC's
Name Removal Option
P O Box 97328
Jackson, MS 39288-7328
Protecting the confidentiality of your nonpublic personal information is part of INB's service to you. We hope this notice has helped you to understand how customer information is protected here at INB. If you have questions about our privacy policy, please call 509-456-8888 or 1-888-509-7922 and ask to speak with Liz Herndon.
